Our clients are often private individuals and families with significant wealth, including successful entrepreneurs, business owners, and multi-generational family groups. We manage wealth strategies from $1 million upwards.

• We guide business owners through the complexities of their entrepreneurial journey, helping simplify the complex financial decisions they face.

• We also have deep experience with family dynamics, assisting families in managing wealth and achieving security for their loved ones.

• In addition, we advise not-for-profit organisations and family offices, providing the sophisticated planning and investment oversight required to achieve financial stability while furthering their missions.

Essentially, we work with clients who value a trusted, long-term adviser to navigate significant wealth or complicated financial affairs.

At Cameron Harrison, every client is supported by a dedicated multi-person team, led by a Partner.

This team is carefully structured to bring together complementary skills across strategic planning, investment management, portfolio oversight, and specialist advice. You will work with the same team throughout your journey — professionals who take the time to understand your goals, listen deeply, and execute your strategy with diligence and precision.

We believe that building enduring wealth strategies requires more than technical expertise; it requires real relationships based on trust, continuity, and a shared commitment to your long-term success.

We are unapologetically detail-obsessed — because it is in the details that confidence, peace of mind, and long-term results are built

We provide transparent, timely reporting so you’re always informed about your investments.

Cameron Harrison delivers comprehensive portfolio reporting both 24/7 and formally at regular intervals to give you confidence and clarity.

· Clients have daily portfolio access and receive quarterly strategy and portfolio valuation reports, ensuring you have up-to-date insight into how your investments are tracking.

· Our reporting is flexible and detailed – we provide performance and attribution reports that allow you to “drill down” into whatever level of detail you require for governance and oversight.

· All your assets are held via a secure, independent custodian on a central platform, which means we can provide consolidated reporting across financial assets, property, private investments, currency and other asset types.

In short, you’ll receive timely and relevant information on your portfolio’s progress, and our partner-led team continuously monitors your investments in the background to ensure everything stays on track.

Our investment philosophy is grounded in responsible management, sustainable income, and long-term discipline.

Drawing on decades of investment experience, we believe that responsible capital management and sustainable income generation are the keys to long-term investment success.

Over the years we have refined our approach, but it remains true to our core principles:

· We only invest in areas where we have deep expertise.

· We focus on producing steady, repeatable returns (with an emphasis on income).

· We diligently manage risk in every decision.

We take a long-term view – prioritising wealth preservation and consistent growth over short-term fads. This disciplined philosophy, combined with active risk management, is designed to provide our clients with peace of mind and reliable outcomes across market cycles.

Yes – we can tailor portfolios to align with your ethical values and ESG preferences.

Cameron Harrison’s investment process is customisable to each client’s needs and values.

If you have particular ethical guidelines or wish to emphasise Environmental, Social, and Governance (ESG) factors in your portfolio, we will incorporate those preferences into your investment strategy. For example, we can screen out industries you’d like to avoid or seek out investments that meet certain sustainability criteria, all while maintaining a focus on responsible, long-term returns.

Our overarching goal is to achieve your financial objectives in a manner that is consistent with your principles – so you don’t have to compromise your values when investing with us.

We approach estate planning with empathy, expertise, and a long-term perspective to ensure your legacy is preserved.

Cameron Harrison understands that transferring wealth across generations involves a complex interplay of family dynamics, intentions, and goals. Our team brings a unique combination of technical estate planning knowledge and human empathy to this process.

• We work closely with you (and, if appropriate, your family members) to design an orderly wealth transfer plan that reflects your wishes – from structuring wills and trusts to setting up governance frameworks for family assets.

• We advise on strategies for multigenerational wealth transmission, helping to manage the sensitive issues around inheritance, control, and family governance in a way that sustains family harmony and protects wealth over the long-term.

In essence, we help you pass the baton smoothly by putting in place a clear plan that gives you peace of mind and provides for future generations.

We help business owners plan successful exits or transitions that secure their legacy and wealth.

Business succession is not just about what happens to the business, but also about achieving your personal and family goals. With over 40 years of advising business owners, we guide you through the financial, legal, and emotional complexities of succession.

Cameron Harrison’s approach begins with understanding your vision for the future – whether that means selling the company, handing it to the next generation, or another path.

We then devise a tailored exit or transition strategy that fits your circumstances. This can include:

• Preparing the business for sale at maximum value,

• Structuring a management buy-out or acquisition, or

• Planning a generational transfer of ownership.

Our goal is to ensure you leave a lasting legacy: the business continues on sound footing (or is monetised in your best interest), and your personal wealth from the business is secured and integrated into your broader financial plan.

We operate on a transparent, tiered fee model aligned with our clients’ interests.

Cameron Harrison charges investment management fees based on assets managed, with rates that scale down for larger portfolios. We believe this sliding scale is fair and ensures that clients with substantial portfolios benefit from lower proportional fees.

In addition, we are strictly a fee-for-service firm – we do not accept product commissions or “selling fees” from investments.

· In fact, if any placement fees are received (e.g. from bond or hybrid offers), we rebate those entirely back to the client.

· You may incur direct third-party charges such as custody or brokerage at cost (no benefit to us), but there are no hidden fees from us.

Our commitment is complete transparency in fees, so you know exactly what you’re paying for.

Beginning a relationship with us is straightforward and starts with an initial conversation.

To engage Cameron Harrison, the first step is usually to set up an initial meeting or consultation (in person or virtually).

In this meeting – which is led by one of our Partners – we take the time to discuss your financial situation, your goals, and any specific challenges or needs you have.

• We will outline how our process works and discuss which of our services may benefit you.

• After understanding your needs, we’ll propose a tailored approach and scope of work. This typically includes defining your investment mandate or wealth plan and explaining our fee proposal.

• Once you’re comfortable with the plan, we formalise the engagement with the necessary agreements and then begin the detailed work of executing your wealth strategy.

Throughout this onboarding process, our focus is on making sure you’re informed, comfortable, and confident in how we will work together.

To get started, simply contact us via our website or phone, and we will guide you through each step.

We use independent custodial arrangements and robust governance to protect your assets.

When you invest with Cameron Harrison, your assets are held securely by an independent custodian (currently Netwealth, a regulated custodian) in your separately identifable account.

This means your investments are not held on our balance sheet – they are segregated and beneficially owned by you, with the custodian providing an extra layer of oversight.

• We put formal agreements in place to manage your portfolio, but Cameron Harrison cannot withdraw or transfer your funds for any purpose other than managing your investments as authorised.

• In practice, this structure ensures that even as we actively manage your portfolio, there are checks and balances protecting you: all transactions are transparent, and you have online access to view your accounts at the custodian at any time.

• We also adhere to strict compliance and external audit processes.

In short, the custody and governance framework we use means your wealth is safe, independently held, and managed with the highest integrity and security.

If you have other questions about our firm or services, please feel free to reach out – we’re always happy to provide more information.

What do Cameron Harrison’s Investment Solutions include?

Our Investment Solutions provide strategic, end-to-end investment management tailored to your needs.

Cameron Harrison has a deep bench of experience in asset allocation and portfolio management, which we use to make your investment planning stress-free while giving you control over your wealth. In practice, our Investment Solutions cover everything required to manage your portfolio expertly.

· This includes designing a customised investment strategy (single asset class or multi-asset, depending on your goals), selecting high-quality investments, constructing the portfolio, and implementing robust risk management at every step.

· We handle all the technical and administrative aspects – from asset allocation advice and trading, to performance analysis, reporting, custody of assets, and daily portfolio administration.

· We are benchmark-agnostic and risk-focused – we don’t just track indicies; we actively manage allocations to achieve long-term returns with lower volatility.

Our in-house specialists manage strategies across all major asset classes. For example, we run Australian and global equity portfolios (with rigorous selection criteria for every stock), interest income portfolios of government and corporate bonds, property and real asset investments for inflation protection, and short-term cash or treasury management for large liquid sums.

In short, when you engage our Investment Solutions, you get a fully integrated investment service: we develop the strategy, execute it, monitor it 24/7, and keep you informed, all while aligning the portfolio to your objectives and risk tolerance.

The result is a professionally managed portfolio designed to achieve your wealth objectives with peace of mind.

How does Cameron Harrison manage investment risk?

Managing risk is at the heart of our investment approach – it’s a continuous, proactive process.

We recognise that risk comes in many forms (market volatility, interest rate changes, currency fluctuations, etc.), so we employ a multi-faceted risk management strategy.

· First, we carefully determine your risk profile and investment horizon, often segmenting your investments into different “pools” (e.g. short-term vs. long-term) so that each portion can be matched with an appropriate strategy.

· Second, we utilise proprietary risk analysis simulation technology to model how different market scenarios could impact your portfolio, helping us set an asset allocation that balances growth and downside protection according to your objectives.

Once your portfolio is implemented, our team remains alert and watchful 24/7 – we continuously monitor the portfolio’s performance and risk metrics relative to the defined parameters of your investment mandate.

· If market conditions change or risks emerge, we are ready to adjust the strategy within agreed guidelines.

We also believe in diversification and quality: your portfolio will typically hold a blend of asset classes and investments chosen for their strong fundamentals, which helps cushion against any single point of risk. Importantly, our culture of discipline means we avoid impulsive decisions; instead, we focus on long-term, repeatable success and protecting your capital in adverse times.

All of this gives you the benefit of upside opportunities while mitigating unnecessary downside risk – so you can focus on life, family, and work, knowing your investments are prudently managed.

Learn more about our Investment Solutions services

What do Wealth Management Solutions involve?

Our Wealth Management Solutions deliver a comprehensive, “peace of mind” financial plan covering all aspects of your wealth.

When your financial situation is complex or multi-faceted, we step in to create an integrated strategy that ties everything together.

· This service is about providing you with a well-planned pathway for your life goals, encompassing wealth planning, retirement planning, tax strategy, asset protection, estate planning, and more, all in one cohesive plan.

We begin by helping you clarify your personal goals and identifying any risks or challenges. Through our peace of mind planning process, we’ll devise a bespoke strategy that prioritises your critical needs and outlines a clear route-map to achieve your objectives.

Crucially, Cameron Harrison’s wealth management advice doesn’t consider investments in isolation – we integrate your investment strategy with other areas like superannuation, tax structures, business interests, and multigenerational considerations.

· If you are nearing retirement, we ensure your retirement income plan, superannuation fund, and investment portfolio all work in concert.

· If preserving wealth for future generations or philanthropy is a priority, we incorporate effective estate plans and charitable giving strategies aligned to your purpose.

Our team also provides guidance on tax management (optimising tax outcomes within the law) and asset protection (shielding your assets from unforeseen risks), leveraging decades of experience to anticipate potential pitfalls.

The outcome of Wealth Management Solutions is a holistic game plan for your wealth: one that gives you clarity and control, knowing that every important financial element – from investments to legacy – is being expertly managed as part of a unified strategy tailored just for you.

Do you assist with estate planning and intergenerational wealth transfer?

Yes. Planning for the smooth transfer of wealth and the protection of your family’s legacy is a core part of our Wealth Management Solutions.

We understand that family wealth transmission requires balancing financial efficiency with personal dynamics. Our advisers help you develop a thoughtful estate plan, including wills, trusts, and structures that ensure your assets go where you intend in a tax-effective manner.

· We also facilitate family discussions and frameworks (such as family constitutions or governance charters) to manage intergenerational issues.

With a unique combination of technical know-how and empathy, we guide families through questions of inheritance, business succession to the next generation, philanthropic legacies, and preparing heirs for future responsibilities.

· Whether you need advice on setting up a family trust, updating beneficiary arrangements, or educating the next generation about stewardship, we are here to ensure your family’s wealth is preserved and effectively handed down.

By approaching these conversations early and holistically, we help prevent common pitfalls (like disputes or unclear directives) and instead create a roadmap so that wealth passes seamlessly, in line with your values.

Learn more about our Wealth Management services

What are Specialist Advice Solutions?

Specialist Advice Solutions are our suite of technical advisory services for complex, one-off or specialised challenges in your business or personal wealth affairs.

Cameron Harrison brings over 40 years of experience advising business owners and their families, which means we’ve encountered and solved a wide range of sophisticated financial scenarios.

Through Specialist Advice Solutions, we provide integrated strategic and technical advice in areas that often go beyond traditional investing. This can include:

· Business structuring and planning: How to optimally structure a family business or extract capital for personal diversification.

· Succession and exit planning for business owners: Ensuring a smooth transition or sale of the business on your terms.

· Family business consulting: Managing the interplay of family and business interests.

· Governance advisory: Helping set up family governance frameworks or boards.

We also offer technical guidance on taxation structuring, complex asset protection strategies, estate and trust structures, and even philanthropic planning for those looking to establish charitable foundations or giving programs.

Essentially, if you face a complex financial question – be it preparing a business for sale, navigating a major investment project, or solving a multi-faceted family wealth issue – our specialists can help. We collaborate with your other professional advisers (lawyers, accountants, etc.) and leverage our own network of vetted specialist providers to ensure you get conflict-free, top-tier advice in each technical area.

The outcome is a coordinated solution that addresses the issue at hand while complementing your overall wealth strategy. Our Specialist Advice Solutions give you access to high-level expertise and a “big-picture” perspective, so even complex problems can be untangled and managed with confidence.

Can Cameron Harrison help with business succession and transition?

Absolutely. Assisting business owners with succession and transition planning is a key part of our Specialist Advice offering.

We understand that planning an exit from your business – whether through sale, succession to family, or management buyout – is one of the most significant decisions you’ll face. Our approach is to start by understanding your goals: do you want to sell to a third party, pass the business to children, or perhaps step back and let professional management run it?

Once we have clarity on your vision, we develop a tailored plan that covers all angles of the transition.

· This often involves exit strategy consulting (e.g. preparing the business for sale to maximise its value, identifying potential buyers, or structuring a buy-sell agreement).

· If a family succession is intended, we help set the groundwork for the next generation: governance policies, training or mentoring plans for heirs, and fair treatment of family members both inside and outside the business.

· We also address the financial implications: ensuring you extract the wealth you need from the business (e.g. through a tax-efficient sale or buyout), and that the proceeds are integrated into your personal investment strategy.

Importantly, our advice is integrated with your broader wealth plan – we consider how the business succession impacts your retirement income, estate plan, and family dynamics, so nothing falls through the cracks.

· By leveraging our decades of experience with business owners, we help you avoid common pitfalls and emotional traps in succession.

The end goal is a well-executed transition where your business continues to flourish under new stewardship (or is liquidated at a great price), and you step into your next chapter with financial security and peace of mind.

Learn more about our Specialist Advice Solutions services

What are Significant Wealth Owner Solutions?

Significant Wealth Owner Solutions are bespoke, family office-style services for individuals or families with substantial, complex wealth.

Once wealth reaches a certain scale, the number of moving parts – investments, businesses, structures, properties, family interests – grows dramatically. Cameron Harrison’s Significant Wealth Owner Solutions are designed to simplify this complexity and provide integrated oversight across all aspects of a significant wealth enterprise.

· Typically, this service is suited for business owners who have sold or grown a company, family offices, significant investors, or multi-generational families managing a large p

We act as a strategic adviser and coordinator, ensuring that every element of your wealth is operating from strong structural and technical foundations.

What does this mean in practice?

It means we help you articulate a unified wealth strategy that aligns with your family’s goals and values. Our role is to serve as your trusted family adviser, helping orchestrate the many facets of your wealth so that they function seamlessly together – allowing you to focus on your family’s mission and legacy, while we help manage the complexity.

· Our team can advise on everything from business succession to the enhancement and protection of your investment portfolio, philanthropic initiatives, and generation-to-generation planning for your heirs.

· We often put in place governance structures (e.g. creating a family charter or establishing an investment committee) to bring order and clarity to decision-making across the family group.

· We also provide comprehensive operational oversight: through consolidated reporting systems, we give you a clear view of your total wealth and performance, covering all asset classes (listed securities, private equity, real estate, alternatives, etc.).

Essentially, Significant Wealth Owner Solutions deliver a holistic wealth management platform tailored to you as a significant wealth owner. You get access to our full range of services (investment management, wealth planning, specialist advice) wrapped into one cohesive offering.

Our role is to serve as your trusted family adviser, helping orchestrate the many facets of your wealth so that they function seamlessly together – allowing you to focus on your family’s mission and legacy, while we help manage the complexity.

How do I know if I need Significant Wealth Owner Solutions?

If you find that your financial world has grown complex or unwieldy, then our Significant Wealth Owner service can add immense value. It is essentially our answer to “I need a family office, but where do I start?”

Clients who choose this service often reach a point where managing the managers (coordinating accountants, lawyers, bankers, etc.) and keeping track of everything becomes a full-time job in itself.

· For example, you have multiple investment accounts, perhaps a family business or a recent liquidity event, trusts for your children, philanthropic endeavours, and maybe advisers in different specialties.

We step in to untangle that web.

Through our 15-factor FaBrs™ framework (developed from our 40+ years of advising business families), we can systematically assess every facet of your wealth and identify gaps or areas for improvement – be it in strategy, structure, or oversight.

· If terms like governance, succession, family charter, consolidated reporting have started to enter your vocabulary, it’s a sign you may benefit from this higher-level service.

Engaging us in a Significant Wealth Owner capacity means you’ll have one central, trusted point of contact that coordinates all aspects of your wealth management.

· This not only reduces stress and ensures nothing falls through the cracks, but it often uncovers new opportunities – for instance, more effective tax structuring across entities, or a clearer family investment policy that everyone agrees on.

In summary, if your wealth situation is complex and multi-dimensional, our Significant Wealth Owner Solutions provide the integrated framework and expert guidance to manage that complexity and keep your wealth strategy on solid ground for generations to come.

Learn more about our Significant Wealth Owner Solutions services